ABOUT THIS COVERAGE

Westchester’s Foreign Supplier Liability insurance is designed for U.S.-based companies purchasing or distributing completed products or component parts from foreign suppliers. It insures both the U.S.-based company and designated foreign suppliers against product liability claims that arise from the U.S. company's sale or distribution of foreign sourced or manufactured products.

Coverages:

  • Domestic U.S. Primary and Excess Coverage
    • Primary ISO 2007 products-completed operations form
    • Program structure options: guaranteed cost, deductibles, self-insured retentions and fronted captive basis
    • Non-admitted basis to provide freedom of rate and form
    • Occurrence or claims made basis
    • U.S. distributor listed as first named insured on policy;
    • Each designated foreign supplier added individually to policy as additional insured
    • Differentiated rates provided by product category
    • Up to a three-year extension of coverage for U.S. distributor for discontinued suppliers
    • General aggregates available on per supplier basis, subject to policy level cap
    • Option to add suppliers throughout policy term (subject to underwriting criteria and acceptance)
    • Catastrophe management coverage extension available
    • Zero collateral required for deductible policies for qualified insureds
  • International Coverage
    • Program structure can match domestic U.S. coverage grants and structure
    • Option for contingent coverage
    • Worldwide suits coverage available, via endorsement to domestic U.S. policy (coverage for claims that occur anywhere in the world and suits brought both in the U.S. and overseas, where available and permissible by law)
    • Option for global coverage for subsidiaries on an excess DIC basis, or on an in-country basis through placement of local Westchester policies in foreign countries.
  • ESIS® Third-Party Administered Claim and Risk Control Services
    • Claims handling on self-insured retention can be provided by Westchester claim service affiliate, ESIS, Inc., another acceptable TPA, or self-administered, subject to the provisions of the policy. All deductible policies are quoted utilizing Westchester claims handling
    • Domestic U.S. and international risk control services available, provided and coordinated by ESIS globe staff and affiliates

APPLICATIONS