ABOUT THIS COVERAGE

Westchester Recall Plus® is comprised of three insurance policies that together protect small businesses:

1. Component Parts

Covers component parts used in the general manufacturing, electronic, medical device, automotive and aviation industries.

Insured Event

  • Product usage resulted in BI/PD
  • Impaired property

Base Coverage

  • Recall Costs
  • Defense Costs
  • Consultant Costs

2. Consumer Goods

Covers finished products in the areas of appliances, electronics/electrical, clothes, furniture, household, children’s products, outdoor goods and products, and sports and exercise equipment and products.

Insured Events

  • Defect of product resulting in, or would result, in BI/PD

Base Coverage

  • Recall costs
  • Consultant costs

3. Consumable Products

Covers food & beverage, cosmetics, and pharmaceutical companies.

Insured Event

  • Adulterated product resulting in, or would result in BI/PD

Base Coverage

  • Recall costs
  • Consultant costs

Product Recall White Paper:

Download here.