Westchester Environmental - Fixed Site Properties

ABOUT THIS COVERAGE

Westchester’s Fixed Site Properties’ premises pollution liability coverage includes:

Cleanup costs, bodily injury and property damage for new and pre-existing pollution conditions, including mold, legionella, illicit abandonment, and silt and sedimentation.
Both non-owned location coverage and blanket non-owned disposal site coverage are available, as well as first- and third-party transportation pollution coverage.

This policy is additionally available as a stand-alone, or in a combined package with other coverages, including: general liability, contractor’s pollution liability, and products pollution liability.

Additional coverages are available on select classes:

General Liability
Primary Commercial Auto
Follow Form Excess
Contractor’s Pollution Liability
Products Pollution Liability.

MINIMUM AND LIMITS

Minimum Limits	Premiums
• $250,000 / $250,000	$950
• $500,000 / $500,000	$1,500
• $1,000,000 / $1,000,000	$2,000
Up to 25M in Limits available

EXPANDED TARGET CLASSES

Commercial, multi-family residential, retail, hospitality, mixed use – single property owners or portfolios
Environmental facilities; (i.e., landfills, transfer and recycling centers, TSDF’s)
Light and heavy manufacturing facilities
Transportation facilities – (i.e., terminals, airports, marinas)
Other environmentally complex properties
Environmental facilities; (i.e., landfills, transfer and recycling centers, TSDF’s)
Light and heavy manufacturing facilities
Transportation facilities – (i.e., terminals, airports, marinas)
Other environmentally complex properties
Oil Change, quick lube, auto repair, auto dealerships
Strip malls/shopping centers (no perc drycleaners)
Self-storage facilities
General commodity warehouses
Golf courses
Marinas
Medical, dental offices
Apartments, condo associations
Farms & plant nurseries
Ranch & small livestock

RESTRICTED CLASSES

Metals Mining
Oil and gas leases or operators
Closure post-closure, or reclamation guarantees
Cost Cap

ADVANTAGES

Superior underwriting talent with substantial PPL market experience to accommodate your needs
Flexible coverage forms and endorsements
Strong financials to protect your clients’ liability exposures
- A++ (Superior) by A.M. Best

ABOUT WESTCHESTER

Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Westchester is a division of Chubb. Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com.